/* ----- BREADCRUMB (terms context) ----- */
        .terms-breadcrumb {
            display: flex;
            align-items: center;
            gap: 0.5rem;
            margin-bottom: 2rem;
            font-size: 0.95rem;
            background: var(--light-aqua);
            padding: 0.4rem 1.5rem;
            border-radius: 40px;
            width: fit-content;
        }

        .terms-breadcrumb a {
            text-decoration: none;
            color: var(--teal);
            font-weight: 600;
        }

        .terms-breadcrumb i {
            color: var(--coral);
        }

        /* ----- TERMS CARD (main content) ----- */
        .terms-card {
            background: rgba(255, 255, 255, 0.7);
            backdrop-filter: blur(6px);
            border-radius: 48px;
            padding: 2.8rem 3rem;
            border: 3px solid var(--teal);
            box-shadow: 0 30px 35px -20px var(--charcoal);
            margin: 2rem 0 3rem;
        }

        .terms-header {
            display: flex;
            align-items: center;
            gap: 1rem;
            margin-bottom: 2.5rem;
            border-bottom: 3px dashed var(--coral);
            padding-bottom: 1.5rem;
        }

        .terms-header-icon {
            font-size: 3.5rem;
            color: var(--teal);
            background: var(--sand);
            width: 80px;
            height: 80px;
            border-radius: 40px;
            display: flex;
            align-items: center;
            justify-content: center;
            border: 4px solid var(--coral);
        }

        .terms-header h1 {
            font-size: 2.8rem;
            font-weight: 800;
            color: var(--charcoal);
            letter-spacing: -0.02em;
        }

        .last-updated {
            background: var(--charcoal);
            color: var(--ivory);
            padding: 0.3rem 1.2rem;
            border-radius: 60px;
            font-size: 0.9rem;
            display: inline-block;
            margin-top: 0.3rem;
            border: 1px solid var(--coral);
        }

        /* terms sections */
        .terms-section {
            margin: 2.2rem 0;
        }

        .terms-section h2 {
            font-size: 1.8rem;
            font-weight: 700;
            color: var(--teal);
            display: flex;
            align-items: center;
            gap: 0.8rem;
            margin-bottom: 1.2rem;
            border-left: 10px solid var(--coral);
            padding-left: 1.2rem;
        }

        .terms-section h2 i {
            color: var(--coral);
            font-size: 1.6rem;
        }

        .terms-section p {
            margin: 1rem 0;
            color: #2c3e42;
        }

        .terms-list {
            list-style: none;
            margin: 1.2rem 0;
        }

        .terms-list li {
            margin: 0.8rem 0;
            display: flex;
            align-items: flex-start;
            gap: 0.8rem;
        }

        .terms-list li i {
            color: var(--coral);
            font-size: 1.1rem;
            margin-top: 0.2rem;
            min-width: 1.4rem;
        }

        .terms-highlight {
            background: var(--light-aqua);
            border-radius: 30px;
            padding: 1.5rem 2rem;
            border: 2px solid var(--teal);
            margin: 2rem 0;
            font-weight: 500;
        }

        .terms-highlight i {
            color: var(--coral);
            margin-right: 0.5rem;
        }

        .agreement-footer {
            margin-top: 3rem;
            text-align: right;
            font-style: italic;
            color: #3a5e66;
            border-top: 2px solid var(--sand);
            padding-top: 1.5rem;
        }

        /* ----- FOOTER (identical) ----- */
        .site-footer {
            margin-top: 2rem;
            padding-top: 1.5rem;
            border-top: 1px solid var(--light-aqua);
            display: flex;
            justify-content: space-between;
            color: var(--charcoal);
            font-size: 0.9rem;
            flex-wrap: wrap;
        }

        @media (max-width: 700px) {
            .wrapper { padding: 1rem; }
            .terms-card { padding: 1.5rem; }
            .terms-header h1 { font-size: 2rem; }
        }